Masters of Education

Question: Examine about theMasters of Education. Answer: Presentation: The manner in which individuals see world is instigated by casings and channels of their background and results of their conservative, social, individual and social personalities. These edges and channels inevitably affect people groups approach towards research like female sociology specialists can have a shifted see than guys or more youthful scientists can contrastingly observe social scene than more established ones. Subsequently, people groups viewpoints support the inquiries they see, translation they make and answers they look for. These points of view can be isolated into axiology, epistemology and cosmology structures. Epistemology infers hypothesis of information on how it is esteemed, organized and characterized. Social suppositions, yet in addition unrivaled strategies for knowing and impact of knower over others are embedded in ones society. As sociology research is performed against such epistemology, it gets impacted and educated by points of view (Nelson, 2007). Essen tially, hypothesis of qualities (axiology) likewise impacts sociology research. The association between the axiological situation of analyst and their exploration raises numerous easily proven wrong issues of qualities in such examination. The fundamental issue is that non-divulgence of individual, institutional and social qualities in an examination doesn't compare to esteem free research which implies that inquiries posed by scientists and choices they make, are not natural. Henceforth, the necessity that analysts must create educated qualities makes social examination impacted and educated. Ontological structure additionally impacts sociology research as it suggests comprehension of what involves reality that is the means by which individuals comprehend the world. Individuals see reality as unshakeable and cement yet it isn't (Pritchard, 2007). Hence, similar to epistemology and axiology, sociology research is additionally affected and educated by ontological suppositions that he lp specialists to outline their examination. References Nelson, Q. (2007).The Slightest Philosophy, Indianapolis. IN: Dog Ear Publishing. Pritchard, D. (2007). Late Work on Epistemic Value.American Philosophical Quarterly.44(2), 85110

Julius Caesar Essays - Cultural Depictions Of Julius Caesar

Julius Caesar 9-K In Shakespeare's Julius Caesar, Decius Brutus and Mark Antony, both Roman Senators, praise Julius Caesar, each utilizing an alternate method and approach. Brutus, in a to some degree egotistical, to the point, commendation, endeavors to influence the individuals. He legitimizes plotting against Caesar by expressing that Caesar's aspiration would have harmed Rome. Be that as it may, in Antony's commendation, he centers around Caesar's certain qualities, and shrewdly refutes Brutus' defense for murdering Caesar. The whimsical Romans falter between pioneers, reacting inwardly, as opposed to mentally, to the speakers. Brutus tries to clarify why he schemed against Caesar. He starts his discourse with Romans, compatriots ..., speaking to their cognizance as residents of Rome, who, he later says, will profit as freeman with Caesar's demise. This tells Brutus realizes the best way to draw the group, speaking to their better judgment as Romans. He pronounces that he is a fair man, and re veals to them that he will let them judge the legitimacy of his cases. That is, he will permit reality to justify itself with real evidence. This urges the group to trust him, as a fair man. He says that he needs them to know the realities; Reprimand me in your astuteness, and wakeful your faculties that you may the better appointed authority. Sharing data with the individuals is complimenting and it nearly ensures acknowledgment. He gets their compassion by saying that he cherished Caesar, challenging the individuals to discover any individual who adored Caesar more. Brutus pronounces that he never wronged Caesar, that he weeped for Caesar's adoration, was glad for his significance, respected him for his fortitude, yet needed to murder him due to Caesar's desire. He says that the purpose behind murdering Caesar was his incredible love for Rome. He legitimizes his activities by saying that he adored Caesar however, Not that I cherished Caesar less, yet that I cherished Rome more. He at that point inquires as to whether the individuals would need to live their lives as slaves under Caesar's standard or would they want to live as freemen with Caesar dead. To anybody offended by his discourse he thinks about whether, as Romans who love their opportunity, they could be affronted or dismiss what he, Brutus, says. He suggests the conversation starter, Who is here so base that would be a bondman? He emphasizes the point, rehashing the line, Assuming any, talk, for him have I outraged. I stop for an answer., permits them to react to his non-serious inquiries, giving them a considerably more noteworthy sense that he thinks about them and their conclusions. They can just react, None, Brutus, none. That is, none are annoyed, they don't differ or contend with his words or his activities. Imprint Antony's commendation uses an alternate methodology. He begins by tending to the group as Companions since he needs to come to them as a companion instead of a ruler attempting t o pick up power. He at that point says, I come to cover Caesar, not to commend him., in this manner he can ease in gestures of recognition of Caesar without the group halting him. He sounds true when he says, The respectable Brutus hath disclosed to you Caesar was ambitious.... For Brutus is a good man. He rehashes that announcement three additional occasions getting progressively wry, saying at long last, Yet Brutus says he was aspiring, and sure he was a noteworthy man. Since the individuals reacted emphatically to Brutus' discourse, Antony couldn't affront Brutus' trustworthiness in an immediate way. However, Antony discredits Caesar's desire with three models. One is the point at which he gave the payoff of prisoners to the open treasury and not his own, another when he cried with the destitute individuals, lastly when he rejected the majesty that Antony offered him, multiple times. Any individual who was goal-oriented could never have done any such things. Antony says, I talk n ot to refute what Brutus talked. , however that is actually what he does. Antony is utilizing an emotional impact on the individuals, first by entering on the phase with the group of Caesar, and toward the end expressing that his heart is still with the collection of Caesar, finishing his discourse sobbing. In supporting Caesar and invalidating Brutus, the individuals consider Antony to be a potential replacement to Caesar. They are influenced to

How Much Will Treatment for My Eating Disorder Cost

How Much Will Treatment for My Eating Disorder Cost Eating Disorders Treatment Print How Much Will Treatment for My Eating Disorder Cost? Will My Insurance Cover Treatment? By Lauren Muhlheim, PsyD, CEDS facebook twitter linkedin Lauren Muhlheim, PsyD, is a certified eating disorders expert and clinical psychologist who provides cognitive behavioral psychotherapy. Learn about our editorial policy Lauren Muhlheim, PsyD, CEDS Updated on August 12, 2019 baona, iStock, Getty Images Plus. More in Eating Disorders Treatment Symptoms Diagnosis Awareness and Prevention In This Article Table of Contents Expand Levels of Treatment Will Insurance Cover Treatment? Getting Coverage Treatment Without Insurance View All Back To Top When seeking treatment for an eating disorder, two of the first questions that often arise are:  â€œHow much will treatment cost?”“How will I pay for treatment?” The answers to these seemingly simple questions depend on a great many variables. Eating disorders are complex illnesses that present with a number of psychiatric, medical and nutritional issues. Treatment needs will vary based on the severity of these various factors. Patients often require coordinated care from several health care professionals. As a result, treatment for eating disorders can often be very expensive. Given this reality, it is not surprising that the vast majority of people in the United States who are suffering from eating disorders do not receive any treatment at all. Yet, a better understanding of the options as well as how to advocate for yourself or your family member with an eating disorder can help you access help. Levels of Treatment One of the first factors affecting the cost is determining what level of care you need. The more intensive the treatment you require, the more expensive it is. For example, being hospitalized in a hospital or medical center is going to be the most costly;  as you progress to less intensive levels of treatment (generally:  residential, partial hospitalization, intensive outpatient, outpatient), the cost decreases. Overnight facility stays are the most expensive:  in addition to care from more professionals, the cost includes room and board... Medical centers have even higher costs because of the nursing and medical specialists involved in care. One inpatient eating disorder program in the US charged an average daily cost of $2,295 in 2015; its partial hospitalization program charged $1,567. A residential program charged on average $30,000 per month in 2010. Consider that many patients may require three or more months of treatment. Lengths of stay also vary considerablyâ€"patients may require anywhere from a few days to several months of treatment at different levels. While every patient’s experience is unique, the far greater expense of treatment at the higher levels often results in patients spending relatively less time at the higher levels of treatment and more time at the lower levels. It is an unfortunate state of affairs in the US that many treatments are cut short by insurers that limit stays in the higher levels of care. An Overview of Eating Disorder Treatments Will Insurance Cover My Treatment? If you are fortunate enough to have health insurance, the next question you have will be whether insurance will cover your treatment. This question has similarly complex answers. Treatment in medical hospitals or university health centers is usually covered under a patient’s medical health benefits. Typically only short-term stays for medical reasons (unstable heart rate, etc.) are covered. Treatment at residential centers and all the lower levels of care is typically provided under a person’s mental health benefits. The first residential eating disorder treatment program opened in 1985.  In the 1990s, as managed care started to dramatically shorten hospital stays for eating disorders, other residential centers soon followed to fill the treatment gap.  Patients with eating disorders are increasingly receiving treatment at this level of care, partly in response to changes in federal law. The Mental Health Parity and Addiction Equity Act Signed into federal legislation in 2008, this law requires insurance companies to provide coverage for mental health and substance use disorders that is equivalent to that for physical health problems. For example, the law requires that insurers do not set behavioral health visit copays higher than medical visit copays at the same level of care. The parity law also impacts treatment limits, mostly eliminating the annual session caps that used to be common among mental health programs.   The Anna Westin Act Passed by Congress in 2015 as part of the 21st Century Cures Act in December 2016,  further clarified that residential treatment for eating disorders was intended to be covered as part of the parity law. Getting Insurance to Pay for Treatment: What to Know You must become familiar with your insurance policy or health benefit plan. Request a copy from your employer or insurance company if you don’t have one. Understand your coverage for the different levels of care. Call your insurance company and ask for a list of facilities and/or outpatient providers who are in-network. In-network providers and facilities are contracted directly with your insurerâ€"they will be the least expensive option. Determine whether you have a large deductible to meet before the insurer starts to contribute to the cost of care and whether after this contribution begins you will have a copayâ€"the portion of the stay or sessions you are expected to pay directly. You can then call facilities and providers and ask them for your treatment options. If you can find an-in network provider who is contracted with your insurance company, this will always be a cheaper option. However, be aware that many therapists who specialize in eating disorders do not accept insurance. Balancing the competing priorities of provider competence and cost of care can be tricky.   If your outpatient provider will not bill insurance directly, some will provide a superbill that you can submit to your insurance company in order to seek partial reimbursement for the cost of a session. If you can’t find a facility or provider who accepts your insurance, you can also request a single-case agreement from your insurer. This allows your insurance company to treat the facility or provider as if they were in-network and pay their fee for your treatment. This is not guaranteed â€"achieving this can require a lot of advocacy on behalf of yourself or your family member. You should be prepared to take on your insurer to advocate for you or your loved one’s care. Sometimes insurance companies will refuse to pay for necessary treatment or will prematurely curtail treatment. It is common for insurers to demand discharge once a patient’s weight begins to improve.  They may do this without looking at the complete clinical pictureâ€"weight restoration is of course only one short leg of the journey towards recovery. In such cases, your providers can appeal on your behalf.   You may even need to sue the insurance company to get them to pay for your treatment. If you or a loved one is struggling to secure treatment for an eating disorder, visit  www.DontDenyMe.org  to learn about your rights and get connected to resources for filing an appeal and issuing a complaint against your health plan. Regarding publicly-funded programs throughout the US, there is a shortage of specialized treatment for eating disorders. Medicare and Medicaid providers at all levels of care are often limited. Many plans cover acute medical hospitalization but not lower levels of care.  Few outpatient providers accept public insurance. Getting Treatment if You Dont Have Health Insurance Free and Low-Cost Eating Disorder Treatment Eating disorder treatment is notoriously expensive. For many patients, this is a huge barrier. However, there are other options: University research programs may provide low-cost treatment in exchange for participation in clinical research. You can reach out to major research universities and inquire about research studies.Community mental health centers and low-cost counseling centers can provide treatment but may lack providers with specialized training.Support groups can also provide support to those who are unable to access treatment. The National Eating Disorder Association has a list of low-cost options including support groups.Web-centered, app-centered, and workbook-centered self-help and guided self-help options can be helpful as well.Treatment scholarships are provided directly by some treatment centers. Project Heal is an organization that provides treatment scholarships to various treatment centers around the country.Family-based treatment (FBT) for adolescent eating disorders is sometimes an alternative to more costly residential treatment for teens. In FBT, a lot of the treatment is task-shifted to the parents who are charged with renourishing their teen and interrupting eating disorder behaviors. Get Treatment With the 9 Best Online Therapy Programs Other Resources: The Alliance for Eating Disorder Awareness has an interactive treatment finder tool that includes eating disorder treatment options at all levels of care.  You can also search for programs that accept Medicare and Medicaid. A Word from Verywell Financial barriers to treatment are real. It’s tough enough to be struggling with an eating disorder and having to worry about affording treatment adds another layer of stress and difficulty to the problem. But doing your research and advocating for yourself or your family member with an eating disorder can help you to get needed help. An Overview of Eating Disorders

Enzyme Functions And How The Temperature Of The Reaction...

Unit 4 - Starch Synthesis In this lab, I tested in which conditions starch synthesis will take place and how the temperature of the reaction mixture influences starch synthesis. My main goal for this experiment is to learn about the basic principles of enzyme functions, and how their environment around them can influence them. Hypotheses: I hypothesized that glucose would give off the most starch, compared to the other solutions, and I also predict that the room temperature test tubes would be the most efficient at synthesizing the starch. My null hypothesis was that none of the solutions would have an effect on the starch synthesis. Also, the temperature of the solution would not have an effect on the starch synthesis. Both of these†¦show more content†¦We placed the 2 plastic centrifuges in the centrifuge, which spun the solution for 3 minutes at 6000 rotations per minute (rpm). We then poured the upper layer liquid (supernatant) from both the plastic centrifuges into a clean beaker, leaving the white pellet in the plastic centrifuges. Then, we removed a small amount of the solution from the beaker, and placed it in the spot plate, adding a drop of iodine. By adding the iodine, it would tell me if the starch was present or not. Given that the solution did not turn blue or black, we can say that the s olution tested negative, indicating starch was not present. We then put the test tube E’s in their perspective hot water bath, one in each of the following; 40â„Æ', 60â„Æ', and 80â„Æ' for about 10 minutes. After taking out all of our test tube E’s, we added 30 drops of starch-free enzyme extract (the solution that we just tested), from the beaker to all of the test tubes (all 8). We mixed all of the solutions by hand, where we then added a small drop of soluble starch to each test tube, that we also mixed by hand. Next, to test the solutions/contents, to see if starch was present, set up my spot plate so that it would be organized to conduct the experiment. We did this by taking tape and labeling the left side of the spot plate, with letters of the test tubes that would be tested. Above the spot plate we laid a piece of tape along the top of the spot plate, labeling with the amount of time thatShow MoreRelatedEnzyme Lab Report1676 Words   |  7 Pagespu rpose of the enzyme lab conducted was to observe the chemical composition of cells. In order to do so we tested for the presence of organic molecules. Molecules are what forms when atoms bond together. Organic molecules of cells include proteins, carbohydrates, and lipids, which are composed of smaller molecules known as monomers and polymers. Polymers are joined monomers. A chemical reaction links monomers together occurs and releases a water molecule, this is called dehydration synthesis. 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The gel formation temperatures of pectin samples are 900c and 870c for methanol pre-treated sample and raw orange peel sample respectively. The study suggests that pectin should be produced by the use of 0.17% HCL as extracting agent and ethanol volumetric ratio of 0.67 forRead MoreSexually Transmitted Diseases35655 Words   |  143 PagesSimple Machines 93-99 Unit 5 The Physical Environment Weather and Climate 100-113 Soils 114-128 Unit 6 Living things in the Environment Plant and animal cells 129 Eukaryotes vs prokaryotes 130 Structures and functions 133-137 Microbes 148-150 Onion and cheek cells 150-151 Ecological study 154 Seed structure and germination 155-157 Reproduction in plants 158-165 Sexually transmitted diseases 166-176 Birth Control and contraceptivesRead MoreAn Introduction to Hydrophonics and Controlled Environment Agriculture40110 Words   |  161 PagesPh.D. University of Arizona Controlled Environment Agriculture Center 1951 E. 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A Never Ending Cycle Essay - 1721 Words

A Never Ending Cycle Johanna Fong Professor Sergio Gà ³mez Sociology 10 (#91263) Tuesday and Thursday 7:15-10:45A.M. Social Imagination The ability to look at issues and problems from a sociological perspective. Sociologist C.Wright Mills described it as an awareness of the relationship between a person’s behavior and experience. Conceptualization Over the last five centuries, African American people have endured violence and crime in many different ways. Today, law enforcement use full force when it comes to hurting others. Minority community subjected in violence by police in the United States. Sometimes even leading to death. This is a major concern for those minorities in the community. Racist violence and police brutality has controlled the racial African Americans and to give powers to the white race. They did this because of a few reasons. Forced the Africans to slavery and to have low wage problems. They wanted to get rid of social life with them, any conflict with the politics, and more. Police brutality has a strong effect on Americans today. This caused the blacks to have strong hatred towards the white Americans. Police sometimes today even back then feel that when he or she has a badge and gun gives them the right and make them feel above the law towards another individual. This violates a lot of human civil right s. Today we wonder why people act the way they do around police. They simply do not care and care about their human and American rights. JustShow MoreRelatedThe Never Ending Cycle1441 Words   |  6 PagesThe Never Ending Cycle Everyone has heard someone comment on poverty in the United States. Some people say, the poor have only themselves to blame for their situation. Or, why dont they get a job? This is the problem with society today; the different levels of the class structure have grown so far apart from one another they cannot even relate to one another. 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Advantage and Disadvantages Free Essays

string(19) " means so much me\." Scene 1 Kevin is having a party at his house Scene 2 Mahir arrives. (Music: High High by GD and TOP) Mahir: Yo, what a crazy crib you got there, bro. Kevin: Thanks, bro essay writer pay. We will write a custom essay sample on Advantage and Disadvantages or any similar topic only for you Order Now (Insert bro shake) Mahir throws his bag on the ground and snatches the food from the table. Kevin: The rest of the guests are not here yet. Mahir: Whatever, man. The girl I met at the bar last night was so hot like the sun. She was on fire man! Background music plays: Alicia Keys – On Fire The maid stroll past him and Mahir oogles her with his eyes. Mahir: Is she your girlfriend, man? Kevin: No, that’s my maid. Mahir: I wanna hire her. Scene 3 Doorbell Rings (Billionaire –Bruno Mars) Vikram: It’s been awhile, Kevin. Kevin: It hasn’t been that long. Its been like, three days. Vikram: That’s long, man. It’s a long time especially since I’m making money. Kevin: You mean we. Vikram: Of course, of course. I meant, us. Mahir: Yo, whats up? Vikram: Have we met before? Mahir: I don’t think so. I’m Mahir. I’m Kevin’s friend. We’ve known each other since we were sharing diapers. Vikram: Yeah, sure. Whatever. Kevin behind Vikram, he’ll try to shush Mahir. Mahir grabs Vik tie Mahir: I like your suit. Can I borrow them on Monday? I got an interview. Vikram: (Laughs sarcastically) I don’t think so. Mahir: How do you know Kevin? Vikram: We’ve been corporate share holders for the past ten years. We specialize in M A. Mostly, A Mahir: MMA? (Boxing) Vikram: Mergers and Acquisitions. Basically, we rip people off their properties. Scene 4 Kevin opens the door to find Selina standing outside the door. She just walks inside without greeting. She goes straightaway to the table laden with snacks. As she stuff things inside her bag, Mahir: Hello, how are you? Selina: Ah, goodlah. You leh? Mahir: Very good, very good. Where are you from? Selina: Klang lah. Mahir: Klanglah? What? Selina; Klang lah! Mahir: Nice bag, yeah? Selina: Yeah, yeah. This bag very the convenient. From Giant. Mahir: So how did you know psycho Kevin? Selina: Hah? Sorry, sorry. My England not very the good. Mahir: So, where you see Kevin? Selina: There lah! You blind ah? Mahir is stunned Mahir: Oh†¦kay. I never knew Kevin was in the house. Mahir walks away. Scene 5 Door bell rings. Isabel: Bonjour, Kevin. (Air kiss) Kevin: Isabel, come on in! Shafar: Good evening, sir. Kevin ignores Isabel’s PA (Shafar) Isabel: I’m parched. I need a drink. Shafar†¦. *snaps fingers* Shafar: What would you like to have? Isabel: Diet water. Shafar: Sure. Scene 6 Shafar heads to the snack table, finding for a glass of water when she sees Selina stuffing food inside her bag. Her eyes grow wide. Selina: Can you give me that water, ah? Shafar: Excuse me? Selina: That water, ah. Shafar: waterah? Selina: Aiyo, that water ah. Shafar: Sorry, I don’t understand. Selina: Soli, soli! Water also don’t know. Selina pushes past her to get the bottled water, which she puts into her bag. Shafar rolls her eyes, took the other bottled water and goes to the kitchen ( Out of the stage) Scene 7 Madheeha opens the door for Tarshini. Tarshini: Hello. Gives a small timid wave) Madheeha: Hello, miss. (Madheeha lets her come in) Tarshini walks in. Tarshini: Is there any toilet in the house? Vikram overhead the question. Vikram: No. there’s none. If you wanna take a dump, go outside. Vikram walks away. Both Madheeha and Tarshini look at him. Madheeha: Just go straight and turn right. Tashini: Thank you. Ta shini walks away. Scene 8 Doorbell rings. Elias: Greetings. Kevin: Hello! *Elias hugs Kevin†¦. for a long time* Kevin: Come, let me introduce you to some of my friends. Elias: Okay. They both walk towards Vikram, Isabel and Mahir. Kevin: This is Vikram, Isabel and Mahir. Selina shouts for Kevin. Kevin goes. Elias does his tradional greeting on Vikram. They both said hello. Elias: Hello, Miss. Isabel. I am Elias. Isabel: Hello, Mr. Elias. When Elias turns to Mahir, his eyes grow wide in shocked at Mahir’s attire. Elias: What are you wearing? What is this? Mahir: What are You wearing? A dress? Vik: No, that’s his traditional attire. Didn’t you go to school? Maher: shut up Kevin: Guys, dinner time! Mahir: I’m already full. Isabel: Shafar. Shafar. Shafar! Shafar: Sorry, mam. Sorry. I was having your ‘go home’ shoes cleaned. Isabel: You should be more efficient. Shafar: I will next time. Shafar sets Isabel’s table. All move towards it. They sit down, shafar stands very close to Isabel. Elias: Did you get my sheep two days ago? Kevin: What shit? Elias: Sheep, sheep you know. Baa baa Kevin: Oh, that sheep! Baa baa black sheep. That sheep? Elias: Did you cook it? Kevin: Madheeha! Madheeha comes. Madheeha: Yes, boss? Kevin: Um, the lamb we received about, two days ago? What happened to it? Madheeha: It died. Elias: It died?! Madheeha: Yeah, I killed it. Elias: I thought it died by itself. Kevin: So, did you cook it? Madheeha: Yes, boss. I’ve made my famous lamb stew with half of it. And the other half is on the barbeque pit. Kevin: That’s good! Elias, you’re very lucky. You get to taste her famous lamb stew. Elias: Alright, alright Bring me the barbequed and your FAMOUS lamb stew. Madheeha: Right away! Madheeha walks away. Elias takes his carpet and put it on the floor. Madheeha puts lamb on the table. Elias: Why is my lamb on the table? Who is it for? Madheeha: Sorry. Kevin: No, no. Elias. We have to share. Elias: Yeah, yeah. We can share on the floor. Kevin: No, no Elias. You are one, they are many. Come sit at the table. Elias transfers everything on the table. Kevin: Thanks guys so much for coming. I really appreciate your attendance here. It means so much me. You read "Advantage and Disadvantages" in category "Papers" I hope you enjoy the food that I personally prepared. No caterer you know? BO LUI Vikram: Bo lui? What do you mean bo lui? You just added 20 million in your bank account. Isabel: Its only 20 million, darling. Selina: Walaoeh, 2o million ah? You no share share with me ah? Kevin, I’m your long long long†¦.. long long long†¦.. so long long what cousin ah? (count fingers) Tarshini: I’ll work my whole life and I won’t even get 1 million. Isabel: That’s why you look like that. Vikram: Are you interested in doing business? Isabel: Like, no. Merging my fashion industry with your M A is so overrated. Kevin on the other hand†¦. is like, on the other hand. Shafar, laugh! Shafar laughs. Selina: What business what business? Can make money ah? I want I want. Viktam: Do you hear the dog barking? Kevin: I open one shop for you lah. Specifically one shop for you. I open a bubble tea shop for you. Selina: Got bubble tea one meh? How you make the tea got bubble? Soap ah? Kevin: No lah, no lah, no lah. You just find a name and the shop is yours lah. Selina: Tea is cha. Time is si kan. So, chasikan lah! Kevin: Can ah can ah. Cha Siew pao also can lah. Isabel: Kevin, would you like to lead my fashion line for males? I need an inside view on the males. Mahir: Inside view? I can give you an inside view. Elias: Inside view? Vikram: Come, let’s talk this out. Isabel: Like, no. Shafar! Shafar shows the hand to Vikram. Vikram: I can make your life miserable. Shafar: Go ahead. It doesn’t get worse than this. Mahir: Why you look so quiet? You look so depressed, girl. Tarshini: No, I’m okay. Mahir: I can’t even hear what you’re trying to say. Tarshini: No, I’m okay! Mahir: Chill girl. Continue with your depression. Tarshini: I think I’m going to go to the toilet. Vikram: So how do you know Kevin? Elias: I knew him from uni. Vikram: So you guys go way back. Mahir: Not as back as me. Elias: What about you? Vikram: Kevin is my business partner. Elias: Oh so what do you do? I’m interested in doing some business in Malaysia. Vikram: Kevin, you didn’t tell me Elias is a rich bastard. Kevin: Oh yeah, yeah. He deals with importing and exporting fuel. Vikram: Hey! We can use this guy! Kevin: Hey, he is my friend! Vikram: I meant, we can use a guy like that. Kevin: Okay, then. I’ll discuss with Elias and see if he’s interested in doing some business with us. Vikram walks back happily, like he just won the lottery. Isabel kept turning and hits shafar. Glares. Isabel: Get lost! Shafar :Sorry, mam. .CENSOR. Shafar: She’s such a CENSOR. Madheeha: Tell me about it. Shafar: Does your boss treat you like this? Madheeha: No, he’s very nice. Shafar: You’re so lucky. Without me, I don’t think she’ll be able to go to the toilet without me. She can’t even brush her own teeth. Madheeha: Laughs Kevin: Madheeha! Madheeha: Yes, boss! Shafar stares. Kevin: Nah, you can clear this and have the balance. All yours. Madheeha: Wah, so much ah. Selina: Wah, so the many food ah? Madheeha takes it all to the back. Shafar: Your boss is so nice. Madheeha: Yes, he is. Isabel: Shafar! Shafar: Here I go again. Isabel: Clear my bones and you can have some of those. Shafar shows Madheeha the plate and throws it. Selina: Eh, eh Madheeha. Just now the food ah, give me some can ah? Madheeha: Can, can. No problem. Selina: We loves our food, We loves our bag, my plecious. Selina: Hey, hi hi hi. Elias: What is she doing? Kevin: She’s saying hi. Elias: So many times? Seline shakes her hand, palm at the top. Elias looks startled and gives money to Selina. Selina: Wah, free money. SO good ah? Selina takes the money and walks away. Isabel: Shafar, Shafar. Where is this, Shafar? Kevin: Madheeha! Get Shafar for me please. Madheeha brings Shafar. Isabel: How many bloody times do I have to tell you I only call once? Kevin: She’s been calling your name for three times and I had to call Madheeha to get you. Shafar: You know what? I quit! Shafar starts walking away. Isabel: No worries, Kevin. Watch me. Kevin: Watch what? Isabel: Shafar, did you just forget your family’s lives belong to me? I can just make a call and they’re †¦ Cut throat motion. Kevin, can I borrow your phone? Kevin: Anything for you my dear. Kevin passes the phone. Shafar: Sorry, mam. I was just joking. Hehehe. Both Kevin and Isabel turns away. Shafar – head down Madheeha comforts her and takes Shafar away. Isabel: I’m gonna make a move. Call me up for high tea or something okay? Bring Mahir. Kevin: I’ll give you a tinker, around, let’s say, Wednesday? Isabel: Anytime will do. Air kiss. Leaves with Shafar. Elias: Bye. I better go too. Kevin: See you soon Tarshini: Kevin, I think I, I better leave. Kevin: I hope you enjoyed the party and the company. Tarshini: No. Not really. Mahir chased me to the toilet. While I was at the dining table. Kevin: That bugger. So sorry for my useless, idiotic, friend. Mahir goes thumbs up! Wide smile! Tarshini: No hope lah. Buh bye. Vikram: So, Kevin. I better make a move. Kevin: Yeah, sure. See you. Vikram: Remember to discuss with Elias about the business. Kevin: Okay, I will. Selina: Eh, I go first ah? Selina walks out the door. Mahir: Hey man. I gotta go to another party. Kevin: Okay then. Bye! So, Madheeha cleans the place up. As Mahir was going out of the door, Selina: Eh, I forget something Everyone stares while Selina goes to the snack table and takes the last remaining box of tissue. How to cite Advantage and Disadvantages, Papers

Drinks Are Famous Across Whole Australia †Myassignmenthelp.Com

Question: Discuss About The Drinks Are Famous Across Whole Australia? Answer: Introduction As Cheers beers are planning to expand their business in the international market for achieving adequate growth, Indian and Brazilian brewery market is suggested by the newly appointed operations manager to the management of the Cheers organization. They have shown their interest and asked him to review the risks and opportunities in those countries brewery industry so that appropriate steps could be taken for the expansion of the business. As Indian is one of the emerging market and government over there is also planning to invite various multinational and small companies to invest in their country to enhance the employment opportunities for Indians. Expansion of the organization will be beneficial for the organization because beer consumption is increased rapidly there. Apart from this, there are already various companies available which are producing and delivering beer. Promotion and advertisement of alcoholic products are also banned there. While researching for Brazil, it is ob served that chances for establishing the position in the brewery industry are a bit difficult task because since very long period, only one company i.e. Standard Lager beer is enjoying the success. Monopoly type of situation has been developed in Brazil as 98% of market share is being covered by this organization only. To review the additional risk and opportunities factors, appropriate techniques and methods will be discussed further in this report. Risks and Opportunities Analysis There are various kinds of risks are available while expanding the business into the international market and in terms of alcoholic and tobacco products, the same process for expanding the business becomes the bit more complicated. Lot of legal, political, social and other factors needs to be considered by Cheers beers before taking decision for enhancing their business. Political risk, financial risk, cross-cultural risk and commercial risk are the types of risks that an organization needs to suffer while expanding its business in the international market. Below some of these risks will be analyzed in relevance with India and Brazil market conditions (Haimes, 2015). Apart from these risks factors, operations manager needs to evaluate certain factors such as cultural factors, environmental conditions of the particular place, etc. Political Risk involves various kinds of factors such as government invention in international business organizations, imposing taxes over their activities, etc. There are some countries where alcohol consumption and distribution is prohibited. In India, alcohol consumption is banned in some states i.e. Gujarat, Bihar, Nagaland, etc. (Wheelen Hunger, 2011). Apart from the ban on the consumption of alcoholic products, advertisement and promotion of the same are also prohibited. Reviewing this issue, Cheers organization may face some issues while entering into India brewery market due to change in the legal and political policies while comparing Australian and Indian system. Traditionally Indians were not used to with beer consumption, through rice, they used to manufacture beer. But today, it is estimated that in previou s year i.e. in 2016, per capita beer composition is reached to the level of 57 liters. There is a number of beer brands are available in Indian brewery market and amongst them, many are local and international as well. So, Indian brewery market would be a challenging market for Cheers beer to set up their distinctive place (Taylor, et. al., 2010). While estimating the risks factors for Brazil, it was found that the whole market share is being covered by only one beer brand since a very long period i.e. Standard Lager Beer. Many companies have tried to enter the Brazilian brewery market but they were not able to survive in front of Standard Lager beer brand. Apart from this, a consumption of alcohol is at its peak and various issues have been occurred due to consumption of alcohol. Many times, unique campaigns have been conducted to spread the awareness in Brazil in relevance with the objectives of do not drink and drive, etc. because this is the major reason for accidents occurring in Brazil (Shield, et. al., 2013). Due to these issues, Cheers beers may need to develop some strong techniques to settle down in the aggressive competitive environment of Brazilian brewery market. As major accidents reason is consumption of alcohol so, a government of Brazil may take some severe steps to stop this such as the ban on consumption of alcohol or impose huge taxes over the alcoholic drinks, etc. These decisions may create the situation where an organization needs to shut down their business and face losses (Kim Mauborgne, 2014). Opportunities in the Indian and Brazilian brewery industry Global market opportunity Apart from risks and uncertainties, these two countries are selected with a view to analyzing the opportunities which could help the Cheers organization to increase their growth factor. The operational manager has performed some methods through which opportunities could be determined. Indian market is an emerging market at the huge rate (Pietrobelli Rabellotti, 2011). Recently, various MNCs and other corporations from all over the world is in any kind of industry have set up their business outlets in India. The government of India has taken various step for inviting MNCs from across the globe with a view to getting involved in the developed countries and apart from this, investment from abroad organizations in the country will also generate various employment opportunities (Holden, 2011). Currency and Exchange Rates This is the major source of evaluating the opportunities of particular industry or country. Under this approach, a difference is found in the prices of sellers and buyers when cross border transactions are involved. 150 types of currencies are being used across the globe. The decrease in the price of the currency of India and Brazil will lead to losing situation and vice versa (Lane Shambaugh, 2010). Types of Economies The world has been segregated in three types of economies i.e. advanced economy, developing an economy and emerging economy. 35 countries including Japan, US, and the UK are included in the advanced economies, 120 countries are still struggling for converting them into developed countries such as Bangladesh, Nigeria, Zaire, etc. (Kiss, Danis Cavusgil, 2012). Apart from these economies, India, China, Brazil and other 37 countries are included in the emerging economies. From the perceptive of investment, these markets are chosen to be the best as ROI is huge in these places. Cheers beer has the opportunity to setup its place in the selected countries because both these are the part of emerging economy (Successive, et. al., 2014). Emerging markets as target markets Australia is trading with many Asian countries since 2003 and China are on the peak place in trading relevance with goods and services. For manufacturing purpose, Brazil is the location where most of the natural resources are available (Somdaka, 2014). Large reserves of raw materials are available in the lands of Brazil and Cheers beer could take the advantage of this resource. Import of raw materials used in the production of beer will consume more cost then utilization of available resources locally (Sheth, 2011). Low-cost wages Labour cost in the emerging market is quite less in comparison to the labor cost incurred in the advanced economies. Indian and Brazilian markets are filled with this advantage. Except this, India is the third most emerging markets across the globe. China and Indonesia are in the first and second position respectively whereas; Brazil stands very below (Li, 2011). Competition Competition is involved in every industry and in every country. While reviewing the competition in India, it is found that various brands already exist in the Indian brewery market. This could be taken as the advantage because Cheers beer is selling craft beer which is not much famous in the Indian market. Apart from being famous, adequate competitive strategies could be adopted to survive and to develop an effective position in the competitive brewery Indian market. While reviewing the Brazilian market, a number of organizations available in the brewery industry are quite less. But Standard Lager beer is the most popular beer brand in the whole Brazil and neither company is able to set up their image as their competitor since a very long time (Ramamurti, 2012). Cheers beers have the opportunity to create its image in the Brazilian market through adopting unique techniques. Below is the analysis of competition available in Indian and Brazilian brewery market through Porters five forc es: The threat of New Comers: This threat will be faced the existing firms of the particular country. Especially the local brands because they are still selling beers in Indian market without upgrading their techniques and methods for producing beers. Cheers organization needs to face big competition in India but as India and Brazil both are emerging markets and India is one of the favorite locations for international brands. As Cheers beer brand is very famous across the whole Australia and it is a favorable choice of tourists also (Hoenen Hansen, 2013). The threat of Substitutes: Various substitutes are available in the Indian as well as in Brazilian market in relevance with beer. As per recent survey report, consumption of whiskey and other alcoholic drinks is much more in comparison to the consumption of beer. In Brazilian market, beer consumption is much high in relevance with other alcoholic drinks (Swinnen, 2011). Consumers bargaining Power: This act could be faced by the Cheers organization in the Indian market because there are a number of beer brands and other alcoholic drinks manufacturing and distributing organizations exist. The consumer will get the choice of selecting the beer of one brand amongst the huge choices available whereas, this option will not be available for consumers in Brazil as one or two beer brands are selling their beer in the Brazil. Suppliers' Bargaining Power: The same scenario will be developed in the suppliers bargaining power because Indian market has a variety of suppliers involved in the distribution of raw materials required for producing beer (David, 2011). Industrial Rivalry: This approach involves that Cheers beer will be able to promote its products in Brazil without any restriction whereas, a government of India has banned the alcoholic products promotion across the country, as well as some states of India, are prohibited to consume alcoholic drinks. Selected Destination Indian market would be the best for Cheers beer in comparison to the Brazilian brewery market. This is due to the factors involved in the Indian market such as invitation from the Indian government for making a foreign investment to increase the employment opportunities, low-cost labor available, etc. Apart from these factors, Indian industry is the most emerging markets across the globe and it is standing on the third highest emerging country across the globe after China and Indonesia. It means Cheers beer will get the more opportunities to settle their brands goodwill in comparison to the Brazilian market. The major reason for dropping the idea of the Brazilian market for business expansion is the market share of Standard Lager beer (Seidenstricker, Linder Schmitz, 2014). Proposed Entry in India While developing the proposed entry strategy for Cheers beer in India, various factors need to be evaluated which could help the organization to build an effective market entry strategy. The crucial factors which should be discussed are primary competitors, trade barriers, legal policies, political considerations, etc. Common market entry strategies are fulfilling the legal and political considerations and developed an outlet and start performing their activities whereas, effective market entry strategy includes the analyzing the appropriate place across the whole country which will help the organization to develop its distinctive image in the competitive environment. Cheers beer needs to start their activities from Mumbai which is the most favorite places across the globe as well as in India and it is also known as the financial capital of India. This city is situated in the state of Maharashtra and most of the celebrities used to live in this city (Sukumaran, 2012). Other states and cities of India adopt the style being practiced in Mumbai. This is the major reason for making an entry from this city. Most of the international organizations start their business in India from this city only and later on, they have achieved the separate place in all over the country. Operational manager of the organization has suggested the Cheers organization to conduct some activities i.e. market research, demand analysis, supply chain analysis, competitors analysis, etc. All these factors will help the organization to develop its distinctive image in the country. Apart from this, an organization has adopted the pricing strategy by reviewing the price of the most popular beer brands in India. As India as the market for every type of consumer hence; a price of the product should remain at the constant rate which could attract more number of consumers from all mediums. United Breweries is the biggest brand under which Kingfisher, UB Export, etc. are beer brands, SA BMiller is another organization involved in the brewery market and Haywards, Fosters, etc. are popular beer brands in India. Apart from United Breweries and SABMiller, Carlsberg, Mohan Meakin, etc. are some of the other brands available in the Indian brewery market. Amongst them, United Breweries is sharing the highest market share of 51.1% across the country hence; this should be treated as the primary competitor for Cheers beers (D'Aversa, 2016). Conclusion This report concludes the idea of expansion of the Cheers beer which is an Australian organization appoints an operational manager with a view to achieving certain rate of growth. For this purpose, operational manager conducted some methods to evaluate certain risks and opportunities for the Cheers beers in the brewery markets of India and Brazil. As per the research, an adequate market was selected and selection criteria were on the basis of meeting with the expected objectives by the management of the organization. It was found that Indian market is one of the most emerging markets across the globe and Brazil also share the place in the list of emerging markets of the globe. As Cheers beer is an Australian beer manufacturing company which is involved in the production of craft beer so before launching its products in the new environment, certain methods needs to be conducted such as market research which will help the organization to estimate the demand for their products, etc. References D'Aversa, A., 2016, Brewing Better Law: Two Proposals to Encourage Innovation in America's Craft Beer Industry,U. Pa. L. Rev.,165, p.1465. David, F.R., 2011,Peaeson/Prentice Hall, Strategic management: Concepts and cases. Haimes, Y.Y., 2015,John Wiley Sons, Risk modeling, assessment, and management. Hoenen, A.K. Hansen, M.W., 2013, 6. Carlsberg in India: entry strategy in global oligopolistic industries,The Global Brewery Industry, p.166. Holden, S.S., 2011, Three cheers for new beers: Marketing insights from the birth of boutique brewing in Australia. Kim, W.C. Mauborgne, R.A., 2014,Harvard business review Press, Blue ocean strategy, expanded edition: How to create uncontested market space and make the competition irrelevant. Kiss, A.N., Danis, W.M. Cavusgil, S.T., 2012, International entrepreneurship research in emerging economies: A critical review and research agenda,Journal of Business Venturing,27(2), pp.266-290. Lane, P.R. Shambaugh, J.C., 2010, Financial exchange rates and international currency exposures,The American Economic Review,100(1), pp.518-540. Li, N., 2011, Cyclical wage movements in emerging markets compared to developed economies: The role of interest rates,Review of Economic Dynamics,14(4), pp.686-704. Pietrobelli, C. Rabellotti, R., 2011, Global value chains meet innovation systems: are there learning opportunities for developing countries?,World development,39(7), pp.1261-1269. Ramamurti, R., 2012, Competing with emerging market multinationals,Business Horizons,55(3), pp.241-249. Seidenstricker, S., Linder, C. Schmitz, M., 2014, Diversification in Emergent Markets: Possibility for Transferring Technological Core Competencies,South Asian Journal of Business and Management Cases,3(2), pp.187-194. Sheth, J.N., 2011, Impact of emerging markets on marketing: Rethinking existing perspectives and practices,Journal of Marketing,75(4), pp.166-182. Shield, K.D., Rylett, M., Gmel, G., Gmel, G., Kehoe?Chan, T.A. Rehm, J., 2013, Global alcohol exposure estimates by country, territory and region for 2005a contribution to the Comparative Risk Assessment for the 2010 Global Burden of Disease Study,Addiction,108(5), pp.912-922. Somdaka, M.M., 2014,Doctoral dissertation, University of Cape Town, Motivating factors behind mergers and acquisitions in emerging markets: analysis of activities in Brazil, South Africa and Russia Successive, U.K., Collin, J., Johnson, E. Hillexplore, S., 2014, Government support for the alcohol industry: promoting exports, jeopardising global health?, BMJ,348, p.19. Sukumaran, A., 2012, The Role of Communication and Loyalty Marketing, Impacting Alcohol Consumption in India. Swinnen, J.F. ed., 2011, OUP Oxford, The economics of beer. Taylor, B., Irving, H.M., Kanteres, F., Room, R., Borges, G., Cherpitel, C., Greenfield, T. Rehm, J., 2010, The more you drink, the harder you fall: a systematic review and meta-analysis of how acute alcohol consumption and injury or collision risk increase together,Drug and alcohol dependence,110(1), pp.108-116. Wheelen, T.L. Hunger, J.D., 2011,Concepts in strategic management and business policy. Pearson Education India.

The Way of Life for the Inuit People free essay sample

Students were sent away for 4 years to a school to get an education from some missions set up to help the villagers get a good education. The only bad thing about it was the fact that the schools discouraged native language. If students came to class and spoke a native american language they were punnished harsly, either with soap in their mouth or having to stick there head agaist the corner of a wall for long periods of time. Most of the Inuits entertainment was from hunting gatherings and raids. In result to the harsh, cold winters, inuit villagers had a hard time finding building supplies. No trees were found in the tundra. Only way to get wood was from transportation from different villages. The snow was a big factor in inuit life. They used snow for their house’s, also known as igloos. It was the best way to keep themselves from freezing to death or frostbite. We will write a custom essay sample on The Way of Life for the Inuit People or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page As the summer rolled around that ment the snow was melting away so the inuit people had to come up with a plan to have shelter. Their shelter was made up of streched out pieces of animal fur. Transportation was very small around the artic tundra because of their freezing tempuratures. When they did transport goods the relyed on huskies to pull them around the tundra. They huskies were respected so much because of their strong legs and thick skin for warmth and protection. During the summer they used two different kinds of boats, a kayak for hunting, and a umiaq for transporting people, supplies, and dogs. The inuit people had a huge hunting culture. Especially whales, during whale season inuit people set out on whale expeditions to catch, the whale fleets so they can stack up on food for the winter. The inuit people were very independent, and dependent on the few around them. They passed down the hunting kills from generation to generation, giving the inuits a big advantage in hunting and staying alive during the harsh winters.

Bailey Surname Meaning and Origin

Bailey Surname Meaning and Origin Bailey is derived crown official or officer of the king in county or town. Keeper of a royal building or house. A person of high rank. From the Old French for bailiff and/or the Scottish term bailie, a municipal officer corresponding to an English alderman. Bailey is the 66th most popular surname in the United States and the 56th most common surname in England. Surname Origin Scottish, French Alternate Surname Spellings BAILIE, BAILLIE Genealogy Resources for the Surname Bailey 100 Most Common U.S. Surnames Their MeaningsSmith, Johnson, Williams, Jones, Brown... Are you one of the millions of Americans sporting one of these top 100 common last names from the 2000 census? Bailey Family Genealogy ForumSearch this popular genealogy forum for the Bailey surname to find others who might be researching your ancestors, or post your own Bailey query. FamilySearch - Bailey GenealogyFind records, queries, and lineage-linked family trees posted for the Bailey surname and its variations. Bailey Surname Family Mailing ListsRootsWeb hosts several free mailing lists for researchers of the Bailey surname. Cousin Connect - Bailey Genealogy QueriesRead or post genealogy queries for the surname Bailey, and sign up for free notification when new Bailey queries are added. DistantCousin.com - Bailey Genealogy Family HistoryFree databases and genealogy links for the last name Bailey. References: Cottle, Basil. Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967. Menk, Lars. A Dictionary of German Jewish Surnames. Avotaynu, 2005. Beider, Alexander. A Dictionary of Jewish Surnames from Galicia. Avotaynu, 2004. Hanks, Patrick and Flavia Hodges. A Dictionary of Surnames. Oxford University Press, 1989. Hanks, Patrick. Dictionary of American Family Names. Oxford University Press, 2003. Smith, Elsdon C. American Surnames. Genealogical Publishing Company, 1997.

Community Action Plan with Tri-fold brochure and 5 slide powerpoint Essay

Community Action Plan with Tri-fold brochure and 5 slide powerpoint - Essay Example Obesity is an epidemic that affects people not only in the US but worldwide. Nearly 59 million adults are obese and the percentage of children who are obese has doubled in the past twenty years. Obesity is a chronic disease that can result in serious health problems to its victims. Obesity among children in the US has serious health and social implication. These effects are all over including Wheat Ridge Colorado. Though a recent study ranked Colorado as lowest in obesity rate, there is still a problem. Obesity rate has doubled from 10.7 percent in 1995(Nathalia, 2012, p. 1). This increase in obesity rate in Colorado drives the motives of this paper. This community action plan therefore aims at reducing obesity rate in Wheat Ridge as a step to contribute to the overall obesity rate in Colorado. Symptoms Obesity is mainly due to one being overweight. Obesity among children and adults is on the rise in Colorado and all over the US. Children are taking more calories than before. They ar e eating many less healthy foods and drinking beverages that are more sugary. The problem becomes worse by the fact these children no longer walk or bike to school than it was several years ago. The situation is therefore very clear from this perspective. More sugar in the body plus less energy expenditure equal obesity especially in children. Many evidences suggest that obesity is mainly due to a combination of both genetics and environmental factors. People who eat food with many calories and reduce less energy through physical activity are more likely be overweight than other children. Obesity may have a variety of biological syndromes however; some degree of BMI is genetic. Obesity is mainly due to an increase in weight gain in excess of the expenditure(Trujillo, 2007, p. 3). Diagnosis The Colorado Children Campaign defines Obesity by the measurement of the â€Å"body mass index† (BMI). This is a measure of a person’s body weight in relation to the height. Diagnosi s of this public health issues involves comparing the BMI values with standard references of the same measurements. According to the Colorado Children Campaign (CDC), children with BMIs above the 85th percentile are at risk of becoming obese. Those with BMIs over 95th percentile are already overweight. This diagnosis of obesity is from the 2000 CDC growth charts for US(Trujillo, 2007, p. 1). In 2005, about 29 percent of children in Colorado between the age of 2 and 14 were overweight or at risk of becoming overweight. During the same year, 53 percent of Colorado adults were overweight or obese. If this trend continues at the same rate, then by 2020, 76 percent of all the residents in Colorado will be obese. Obesity can result in many health problems for instance in Colorado obesity is associated with a third of premature deaths. Obesity is because of many factors which act together to cause the health problem. One of the biggest causes of overweight in kids is the increase in the co nsumption of beverages with high sugar content for instance the increase in consumption of soda among most kids. Increased access to fast foods is also contributing to the high levels of calories in obese people. Most of the kids today spent most of their time watching television instead of engaging in play and games. This reduces the amount of energy expend thereby making such kids susceptible

CASE STUDY FOR Analyse the trends of wine, beer and spirits

FOR Analyse the trends of wine, beer and spirits - Case Study Example Wine is the key commodity driving the current growth within the sector of alcoholic beverages, with a growth rate of 3.2%. The spirits market has grown moderately at 1.5%, a growth affiliated to a growing culture of cocktails in the country. The FABs, beer, and cider market in Canada is reaching a saturation point gradually on the account of a growing perception towards beer, viewing it as an old–fashioned drink. There is also increased consciousness about health among the movement of youngsters and consumers which has led towards the consumption of wine. Moreover, the moderation of alcoholic drinks consumption has fueled the trend towards pre-immunization which has increased the demand for low calorie and low alcohol beer in the Canada. The emerging culture of cocktails in the country has benefited the spirits market which has experienced increased sales of tequila, vodka and liquors. In addition, the rising trend in increased pairing of food with alcohol has pushed up the demand for wine and microbreweries in the country. Our drink menu has been created by our  mixologists who are classically  trained. They use the finest ingredients which include house-made fresh fruit and tonic, and house-made ginger beer. House drinks include distinguished tavern standbys, designer cocktails, assorted wines, as well as a wide selection of sipping spirits. Each of the wines in our list is of limited production, prepared in a hands-on manner, and free form over-manipulation. They represent a true sense of authenticity. The ideology goes hand in hand with our culinary creations from our kitchen, focusing on sustainable local, seasonal, and international food sources.  Several hard to find and winery direct bottles from allocated  producers are offered.  There are unique wine brands (both white and red) on offer from different place like California, New Zealand, Australia, Italy, just to mention a few. They are

Camera Angles And Movement

Camera Angles And Movement Films have evolved over time. Whether it is the shift in techniques or the change in directing style, the development is certainly apparent. Casablanca (1942) is written by Julius J. Epstein, Philip G. Epstein, and Howard Koch, directed by Michael Curtiz, and starring Humphrey Bogart and Ingrid Bergman. It is considered one of Hollywoods iconic movies as it creates a great balance between humor, suspense, and romance. Casablanca is a multi-layered film that belongs to the film noir of the 1940s. Curtizs use of camera angles such us close-ups, point of view, panning, Wide shots, dolly and tracking creates wonderful movement within the film. These camera shots help guide the viewers understanding of the storys development and direct their attention to what is happening. This paper will discuss and further explore the various camera angles and movement techniques that were implemented within the film and provide examples on each. At the beginning of the 20th century, according to Borwell D., Thompson K., Staiger J. (1985), Advanced capitalism characterized the economy after World War I. This characterization is applicable to film industry. (p. 320). Studio owners that owned sets also bought theaters, thereby monopolizing the business. Having their actors under several-year extended contracts enabled them to produce a large number of movies yearly. That was known as factory-oriented style of production of film. This movie was set in the Moroccan city of Casablanca but was actually filmed in the Warner Bros Studios. The controllable set allowed Curtiz to manipulate the environment for his own advantage, or in other words, to convey the environment he wanted. His use of a variety of camera angles and framing allowed the viewer to be part of the story. Camera angles and shots in the movie helped the viewer foreshadow which path the story is going to take and establish a connection between the characters and the plot. They also act as a catalyst that motivates a positive response from the viewer while noticing the development in the story. One of the initial camera techniques implemented in the movie was the close up shot. It occurred at the beginning of the movie, as the police rounded suspects while a man with a mess of papers attempted to flee the scene. The police ended up shooting him to death. Then we see a police officer going down next to the body and pulling out papers from his pocket. It turns out to be a free France flier which is propaganda for the freedom of France, which establishes the context of the movie. The close-up shot mentioned was used to emphasize the use of a specific vantage point, which in this case, is from the point of view of the audience and not the officer. A second and very different close-up shot was used at the opening scene of Ricks cafà ©, where groups of people were gambling and making shady deals. Afterwards, a waiter brings a check to an individual (at that point, unknown by the audience) who signs the check with the phrase ok rick, revealing the identity of this individual without the use of any dialogue or narration. A repetitive pattern arises in terms of the close up technique; the close ups are designed for the audience rather than merely focusing on the characters. Michael Curtiz made sure that the audience was part of the story. Another important camera technique used was the point of view technique, to allow the viewer to both observe the characters and be part of the scene. The placement of the camera plays a huge role in determining what the viewer is looking at. Here, the positioning of the camera at the exact height of the character allows the viewers to be implanted within the scene, making the scene more effective and personalized. Curtiz uses this technique in the movie when Rick and Louis are having a conversation about Lazlo coming to Casablanca and his rumored arrival. The placement of the camera here, above of Louis left shoulder, is crucial; we get to witness Ricks reaction to the news as well as Louis counter reaction to Ricks reply. The interesting variation Curtiz made on the point of view technique was used as a method of motivation to instigate a reaction from the audience. A panning shot, also one of the major techniques used in shooting the film, is a continuous shot that allows the audience to view the entire environment from one point to another. As Gianetti (2011) mentions that pan shots tend to unify the space and the connectedness of people and objects within that space. However, Curtiz added his own variation to a panning shot. In one scene, Strasser enters Ricks cafà © as a regular customer. However, to foreshadow an arising conflict between Rick and Strasser, Curtiz allows the camera to pan from Strasser but it stops at Rick. This tension filled shot does not pan around the cafà ©, as to highlight the existence of a conflict between both characters. Michael Curtiz utilizes an establishing wide shot when Rick first meets Lazlo. This type of shot focuses on all individuals sitting at a table. In that scene, when Rick begins speaking to Ilsa, the angle of the shot changes to more of a tighter wide angle shot, indicating that everyone else seated at the table is insignificant in that scene. As soon as the conversation began between Rick and Ilsa, the camera shifts into a close up tight shot on their faces. Here, a close-up shot is used to reinforce the existence of an emotional relationship between the characters. The viewers attention is directed to Rick and Ilsa as the ones driving the action. They seem to be at the center of most events As for the final scene of the movie, the camerawork used there is an example of great camera movement; the same action is shown from different angles before and after the plane takes off. There is a slower tracking (dolly) shot as the plane starts to move preparing to fly. Finally, there is dolly movement as the plane flies above Rick and Louis and we see it in the air. The last scene with the tracking and dolly shots of the plane emphasize its stature, as its the only way to escape as its taking Ilsa and Lazlo to freedom. The closing scene as Rick and Louis walkaway, as Kolker (2011) mentioned the closing scene as the camera dollys out and smoke appears behind the characters; that is one of the most memorable endings in movie history. Camera angles were not only used to reveal different relationships between people or to direct the viewers attention. They were also used to convey the importance of certain symbols and objects of a significant presence in the movie. When Lazlo met at the bar with a man who was trying to sell him a ring, a close-up on the ring showed a double cross symbol on it which stood for Joan of Arc, a symbol for France. On another note, an important object in the movie was Sams piano. In addition to the placement of the piano at the center of the cafà ©, guests seemed to always want to be near it. It created a fun mood that took away their worries. It is also a symbol for Ricks love for Ilsa. The piano seems to always be present in the frame when a wide shot was taken of Ricks cafà © or when Rick are having flashbacks of him and Ilsa in Paris. A wide shot of the spotlight reinforces its symbolism as people are being watched all the time. According to Keaney (2003), Casablanca is a genuine American masterpiece of romance, mystery, and intrigue, with Boghart and Bergman at its center as the star crossed lovers and Henried as the unselfish patriot (p. 77), Casablanca is a melodrama during World War II where everything in the world is changing, including technique and style. The film takes place before the US chose a side in the war and prior to Pearl Harbor. In fact, the studio did not expect the film to be a huge success. However, on the contrary, Casablanca is one of the most iconic films in American history. The wide range of camera angles and shooting techniques Curtiz used only added to its success, involving the viewers in the movie and constantly attracting their attention. He created context using close ups, in addition to taking into consideration the audiences vantage point as a key element. He used the point-of view technique that allows the audience to be part of the scene as well as observe the reactions of the characters involved in the scene. He used a panning shot in order to indicate a change in action. An establishing wide shot used in the movie was then changed it into a tighter frame to emphasize the idea that Ilsa and Rick are always at the center of events. The final scene of the film using the dolly movement to emphasize the stature of the plane and what it stands for. Focusing on the camera angles and shots creates a variety of movements as the story develops.

“a Comparative Study of Personal Financial Planning Awareness and Its Degree of Implementation Among Age Groups.”

Abstract Financial planning may mean different things to different people. For one person, it may mean  planning investments  to provide security during retirement. For another, it may mean planning savings and investments to provide money for a dependent's college education. Financial planning may even mean making career-related decisions or choosing the right insurance products. In reality Financial Planning is the process of meeting financial goals through the proper management of finances.It is generally seen that people have a misconception that financial planning is about saving more and spending less but that is not the case, it is more about saving the right amount so that future goals can be met. The objective of financial planning is * To ensure that the right amount of money is available in right hands at right point of time in the future to achieve the desired goals and objectives. It * Provides direction and meaning to your financial decisions. * It allows you to und erstand how each financial decision you make affects other areas of your finances. Financial planning and investments can be undertaken by anyone with a clear assessment of one's inflow of funds and the goals that need to be achieved from time to time. Keywords: Financial planning, wealth management, investment instruments, real estate Introduction Financial planning is achieving your financial goals in the most efficient manner. The broad areas of financial planning include  Ã¢â‚¬â€œ | | | 1. 2. | Investment planning  -Your wealth will only grow over time if you have invested it in assets. Investment planning  deals with the kind of investments an individual should invest in to get the best out of his wealth.Financial StatementsIn this the risk and return profiling of an individual is done based on his life stage, spending requirements with respect to his income and wealth, time horizon and liquidity requirements and various individual specific constraints. Investment Plannin g is important because it helps you to derive the maximum benefit from your investments. | Cash flow planning  Ã¢â‚¬â€œ In simple terms, cash flow refers to the inflow and outflow of money. It is a record of your income and expenses. Though this sounds simple, very few people actually take time out to find out what comes in and what goes out of their hands each month.Cash flow planning refers to the process of identifying the major expenditures in future (both short-term and long-term) and making planned investments so that the required amount is accumulated within the required time frame. Cash flow planning is the first thing that should be done prior to starting an investment exercise, because only then will you be in a position to know how your finances look like, and what is it that you can invest without causing a strain on yourself. It will also enable you to understand if a particular investment matches with your flow requirement| | | 3. Retirement planning  Ã¢â‚¬â€œ Reti rement planning means making sure you will have enough money to live on after retiring from work. Retirement should be the best period of your life, when you can literally sit back and relax or enjoy your life by reaping benefits of what you earn in so many years of hard work. But it is easier said than done. To achieve a hassle-free retired life, you need to make prudent investment decisions during your working life, thus putting your hard-earned money to work for you in future. Planning for retirement is as important as planning your career and marriage.Life takes its own course and from the poorest to the wealthiest, no one gets spared. We get older every day, without realizing. However, we assume that old age is never going to touch us. The future depends to a great extent on the choices you make today. Right decisions with the help of proper financial planning, taken at the right time will assure smile and success at the time of retirement. Retirement Planning acquires added im portance because of the fact that though longevity has increased, the number of working years haven't. |   | 4. Tax planning  Ã¢â‚¬â€œ Tax evasion is illegal but tax minimization is legal. Thus you can reduce your tax liability by planning effectively. With proper tax planning you can increase your after tax income. |   | 5. | Children future planning- It is essential to plan for the future of your children. The purpose of Children's Future Planning is to create a corpus for foreseeable expenditures such as those on higher education and wedding and to provide for an adequate security cover during their growing years. Savings alone is no longer enough.For ensuring adequate funding of your child's education, you as a parent need to invest appropriate amount systematically and at regular intervals to provide for a financial security to cover any casualties. |   | 6. | Insurance planning  -Insurance Planning is concerned with ensuring adequate coverage against insurable risks. Calculating the right level of risk cover require considerable expertise. Proper Insurance Planning can help you look at the possibility of getting a wider coverage for the same amount of premium or the same level of coverage for the same amount of premium or the same level of coverage for a reduced premium.Insurance, simply put, is the cover for the risks that we run during our lives. Insurance enables you to live your lives to the fullest, without worrying about the financial impact of events that could hamper it. In other words, insurance protects you from the contingencies. So insurance planning is very important. |   | 7. | Estate planning- Every individual acquires a considerable amount of estate during his lifetime which after his death or during his lifetime is transferred to either his heirs or to institutions or to charities.Planning this transfer in the most efficient way is termed as Estate planning. | Who requires financial planning and how is it different from wealt h management Almost everyone requires  financial planning. As the old adage goes-If one is failing to plan, they are surely planning to fail. Good and thoughtful  investment planning  is the cornerstone of an individual's good financial health. Although similar fundamentally, Financial planning defers as compared with wealth management.Wealth management though similar to  financial planning  is dissimilar in the sense that To do wealth management a considerable amount of wealth is required. Financial planning on the other hand is required by everybody as it deals with planning related to achieve financial goals in the most effective manner. It is wise to seek expert advice from professionals such as a financial planning expert because in the attempt to save on the fees, you could end up with poor financial information and decisions that can prove disastrous for family funds.In the case of the working individual, insufficient or random saving for retirement can lead to a re duced lifestyle later, while in the case of the businessman, poorly managed tax preparation could culminate in unexpected tax debt and a loss of carefully accumulated wealth. Most popular Investment Avenues in India 1. Public Provident Fund 2. Life Insurance Policy 3. Housing Property 4. National Saving Certificate 5. Gold& Precious stones 6. Equity 7. Fixed Deposit 8. Mutual Fund 9. Systematic Investment Plan 10. Exchange Traded funds Source : Economic Times. Objective: 1.Spread awareness about personal financial planning among individuals. 2. To know the degree of financial planning awareness and its implementation by individual. 3. To know the most popular investment instrument among individuals Conceptual framework Financial Planning is all about preparing a sequence of action steps to achieve a specific financial goal. A financial plan is a roadmap to achieve your life's financial goals. It is like a map, where you can always see how much you have progressed towards your projec ted financial goal and how far you are from your destination.Financial planning is a process consisting of the following activities- | * Assessing present assets and resources to understand the current situation| | * Setting objectives- Both in terms of returns and risks | | * Determining constraints and financial planning areas like Taxes, Legalities, time horizon, liquidity, unique circumstances | | * Determining appropriate plan and strategy to achieve financial goals. | | * Evaluating the plan in a timely manner. | | * Adjusting and modifying the plan if change in conditions. | Review of LiteratureElaine King, discussed that you should identify your senior parent’s core values and priorities (i. e. financial lifestyle and potential health care costs) and proactively plan to integrate them seamlessly into your multigenerational family’s financial objectives. He also discussed know who your aging parent’s physicians, financial planners, and legal and tax profe ssionals are, and become well-versed in the advice and information your parents are receiving. Who should make financial, legal, and medical decisions for your elderly parents, if they are no longer capable of handling their own affairs?Tim Sobolewski, CFP ® said that Choosing a financial planner is as important as choosing a doctor or lawyer; it's a very personal relationship. In addition to competency, a financial planner should have integrity, trust and a commitment to ethical behavior and high professional standards. You want a planner who puts your needs and interests first. Jessie Foster, Lincoln Financial Advisors, Where does the Money Go? Said that many people would rather do anything else than attempt to understand or set a budget for themselves and their families. The standard advice from most inancial planners when it comes to budgeting is to â€Å"spend less and save more†. But for most families this is easier said than done, no matter what their income level. A nd exactly what do we mean by â€Å"spend less†, less on what? Most people do not even know where their money goes never mind where to cut back Doug Lennick provides a simple and clear four-step method, known as the 4Rs, for making wise financial and life decisions based on your core values. When you find yourself in a highly charged event, such as the Dow Jones plummeting, rash decisions often follow-like selling out your entire stock portfolio at record lows!Madhu Sinha has explained Financial Planning is meant for lay investors, financial planners and students pursuing courses on financial planning. It simplifies financial mathematics to enable an investor map financial goals that she would like to achieve. The book includes solved problems on retirement planning and over 350 questions and answers on time value of money. Besides theses, it dwells on mutual funds and other investment products that are currently available. The book also discusses the process of constructing and revising a financial plan on the basis of an investor's financial goals.STEPHEN’S states some things that financial planning consist of is investments, insurance, credit cards, scholarships, tuition, and housing. Investments are basically a method of putting money away in the expectation that it will grow into a larger amount. Insurance is a form risk management used to negate the risk of loss in which the provider covers the monetary loss of an object in the case of an event in exchange for a premium paid by the customer. Research MethodologyThe main investigation of the study is to identify the degree of awareness about financial planning and how many people are actually doing financial planning for achieving their financial goals. The study covers both primary and secondary data . Primary data is collected by distributing questionnaire to the individuals ; secondary data collected from various journals, articles, websites This is an empirical study based on survey meth od. The techniques of questionnaires, discussion, interviews and observations were followed to obtain the required information.All the selected individuals were given the questionnaire to get the information their financial standings. A questionnaire containing a set of 18 questions have been distributed among the individuals who are working with the IT firms in Pune. The study is conducted within the Pune specifically in and around Hinjewadi area. The respondents were particularly in the age group of 30-4o years and are higher middle class people. Hypothesis 1. Individual is aware about personal financial planning and is implementing the same. 2.Life Insurance plans are most popular among the investors. 3. Fixed Deposits are most popular among the investors. 4. Wills are current of Individuals 5. Individuals take professional help for their financial planning. Findings: 1) All the 50 respondents were in the age group of 30-40years which falls in accumulation stage and needs strong financial planning. Among them 70% of them wanted to retire in 15 years and 27% wanted to retire in 20 years and only 3% wanted to retire after 20 years. 2) Majority of the respondents i. e. 0% of them didn’t knew how much they would require at the time of retirement and only 10% of them had a exact calculation of how much they would require. 3) 5% of the respondents are taking professional help for their financial planning. 4) Almost everyone was aware about all the avenues available in the market. But only 60% of the people are investing only in Real estate, gold, Life insurance and Fixed deposits. 5) Most popular investment options among the investors are as follows most popular follow by least popular from top to bottom: a. Real estate . Public Provident Fund c. Life insurance d. Fixed Deposit e. National Saving Certificate f. Gold g. Mutual fund h. Equity i. Systematic investment plan j. Exchange traded funds 6) 95% of the respondents have not done a will and 100% of the m have a home loan with home loan insurance as it is mandatory by the housing loan providing banks. 7) 60% of the people have an additional insurance cover over and above the cover provided by its employers. All these 60% i. e. 30 respondents have a term plan. 8) None of the individual interviewed had made their Will.Conclusion Awareness of available financial products is high in the target population. However, a number of factors — including a series of high-profile scams, detrimental practices of advisors with a short-term view and the lack of a strong investor protection environment — have contributed to investor insecurity. This is the primary reason why the targeted respondents are taking a myopic view towards investments, largely discarding the option of long-term investments and personal retirement planning unless offered as an additional tax savings instrument.The most popular investment avenue is real estate among the respondents especially a residential house , as it gives a huge capital appreciation and also a considerable rental income, in additional there is limited risk associated to it. Barring few bad years, property prices in India have been moving upwards. Moreover, loan taken on a residential property has a tax deduction. And the second most popular investment avenue is PPF as it is mandatory to have PPF account and employer’s contribution too. Scope of the Study for Further Study 1. Subject matter is related to the investor’s approach towards various investment objectives. . People of age between 30-40 (accumulation stage) 3. Whole Pune Area 4. Demographics include names, age, qualification, occupation, marital status and annual income. Limitations of the Study No study is free from limitations. The limitations of this study can be: * Sample size taken is small and may not be sufficient to predict the results with 100% accuracy. * The result is based on primary and secondary data that has its own limitations. * Th e study only covers the area of Pune that may not be applicable to other areas. Suggestions 1.It is suggested to individual to inculcate the habit of financial planning as soon as one starts earning 2. Every individual interviewed was suggested to look into various investment avenues apart from conservation investment options like PPF, FD, and Residential property. 3. Individuals are suggested to take professional help to set and evaluate the financial goals, this will help them to set goals practically and know the proper way to achieve them 4. Individuals were also guided not to fall prey to financial consultants. They should do their through study before making any investment decision. 5.Individual were suggested to make their will and fill the form for nomination for each investment. Biblography 1. Sreekant V, CFPCM,Managing Partner, Sabarigiri Institute The Third Inevitable:Impact of Inflation on Financial Planning, 2008 2. Akhilesh Tilotia, CFPCM,Director, Director, PARK Finan cial Advisors Pvt. Ltd. Why should you think long term? 2008 3. Elaine King, CFP ®, CDFATM  and Philip Herzberg, CFP ®, AEP ®, MSF  Financial Parenting for Young Adults 4. Elaine King, CFP ®, CDFAâ„ ¢, and Philip Herzberg, CFP ®, MSF Financial Planning for Your Family’s Well-being 2010 5. Tim Sobolewski, CFP ®, How to Choose a Financial Adviser 2011 . Financial Planners Association, Build a Solid Financial Plan! August 2009 7. Jessie Foster, Lincoln Financial Advisors, Where does the Money Go? August 20, 2012 8. Lisa Holton, The Encyclopeidia of Finanicail Plannning FPA Press p24 9. Financial Intelligence: How to Make Smart, Values-Based Decisions with Your Money and Your Life Doug Lennick FPA, p82 10. Madhu Sinha Financial Planning McGrawHill Education 11. Stacie Zoe Berg, The Unofficial Guide to Managing Your Personal Finances, Wiley p210 12. Consumer Panel Research Paper: March 2006 Financial Services Consumer Panel, p36 13.Agshe, Anil, (2009), â€Å"Fi nancial Service, Market ; Regulation† 1st edition, Himalaya Publishing House, Mumbai. 14. 8. Mishkin, Fredric, (2011), â€Å"Financial Market ; Institution†, 6th edition, Pearson Education, New Jersey. 15. Pradian, Punithavathy, (2009), â€Å"Financial Services ; Market†2nd edition, Vikas Publishing House, Noida, India. 16. Raja rajan (1997,1998) high lightened segmentation of investors on the basis of their characteristics, investment size, and the relationship between stage in life cycle of the investors and their investment pattern. References 1. http://www. kotaksecurities. om/university/ 2. http://www. fpanet. org/ToolsResources/ArticlesBooksChecklists/ 3. http://www. fpanet. org/ToolsResources/ArticlesBooksChecklists/Articles/FinancialPlanning/ 4. http://financial-planning. stsd. wikispaces. net/ 5. http://economictimes. indiatimes. com/ 6. http://www. financialexpress. com/ 7. http://wealth. moneycontrol. com/ Annexure A This questionnaire is solely for th e research purpose and personal information will be treated highly confidential. We strictly follow do not disturb policy. If you do not want to disclose any of the personal information that is fully acceptable.Questionnaire 1) Please check the range below which includes your age: under 30 30-39 40-49 2) Which of the following best describes your current employment situation? Please choose one: Full-time Homemaker Part-time Temporary Unemployed Retired Working Student 3) Please indicate which of the following includes your annual personal income, before taxes: Under INR 5,00,000 INR 5 – 12 LAKHS INR 12 – 18 LAKHS Over INR 18 LAKHS 4) In how many years do you plan to retire? I am retired 15 years 20 years More than 20 years 5) Have you planned for retirement YES NO ) Do you know how much you need after retirement per annum? 6 Lakhs 12 Lakhs 18 Lakhs 24 Lakhs 7) Are you saving for retirement? Yes No 8) Which investment instruments are you aware of? Life Insurance Policy Equity MF Real Estate ETF FD Gold; Precious stones NSC SIP MF Real estate 9) In which of the following instruments you invest for retirement? FD Pension Plans LIC Health Insurance Real Estate Precious Metals and Stones Any other (please Specify) 10) Can you give a % wise break up of investments from above investment instruments? Life Insurance policy NSC Equitydebt InstrumentsMF SIP Real estate Real Estate ETF Gold and silver 11) Do you take a professional help for your financial planning? Yes No 12) Have you started investing in children’s education plan? Yes No 13) Have you done the will? No Yes Thinking 14) Do you have a home loan? Yes No 15) Is your home loan insurance covered? Yes No Partly 16) Does your company give you insurance cover? Yes No 17) Do you hold additional personal Life insurance cover apart from what company provides you? YES NO 18) Which insurance do u hold? Term plan   Life Insurance policy ULIP Name : (optional) Organization Name: (optional)